Personal finance, compared with clear eyes
The money decisions that matter: credit cards, high-yield savings, and alternative investing, researched independently. Every rate carries the date we verified it. No sales pitch.
Financeradar is an independent research site, not a financial advisor. Nothing here is financial advice.
Credit Cards
Annual fees, real APR ranges, welcome bonuses, and which cards actually earn their fee.
- Amex Blue Cash EverydayFree 3% on US groceries, gas and online retail with a 15-month 0% window$0Annual fee
- Amex Blue Business PlusFree 2x Membership Rewards on all business spending up to $50k a year$0Annual fee
- American Express Business Gold CardSelf-adjusting 4x on your top two business categories, for $375 a year$375Annual fee
- American Express Platinum Card$895 luxury membership: unmatched lounges and $3,500+ in scattered credits$895Annual fee
High-Yield Savings
APYs verified against issuer pages, FDIC details, and the fine print behind promo rates.
Robinhood Gold Cash Sweep3.35% APY on uninvested cash for Robinhood Gold subscribers at $5 a month3.35%APY
EverBank Performance Savings3.90% APY uncapped with a pledge to stay in the top 5% of competitors3.90%APY
Wealthfront Cash Account3.30% APY uncapped with instant withdrawals and up to $8M FDIC sweep coverage3.30%APY
Marcus Online Savings3.40% APY with no minimums and same-day transfers from Goldman Sachs.3.40%APY
Alternative Investing
Real estate, farmland, private credit, and more: minimums, fees, and honest risk notes for retail investors.
- Fundrise$10 minimum, non-accredited real estate and credit funds with gated quarterly liquidity9-11%Target return
Percent$500 minimum, accredited-only marketplace for short-duration asset-backed private credit11-19%Target return
AcreTrader$10,000+ accredited farmland deals, Proterra-owned, decade-scale holds7-9%Target return
Blackstone Private Credit Fund (BCRED)$2,500 via advisor: the largest non-traded BDC, ~9% distributions, gated exits9.0%Target return
Why trust these numbers
Every APY, APR, and fee shows the date we last verified it against the issuer's own page. Stale numbers get re-checked, not left to rot.
Providers cannot pay for placement or edit their reviews. We list closed and failed products alongside live ones, most comparison sites quietly don't.
Some links may earn us a commission. It never changes a rating, and we say so on every page. How we make money
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